Licensing, disclosure, and terms of use.

Licensing

Zachary Sikorski is licensed to provide life and accident & sickness insurance in the Province of Ontario. Insurance products and services are provided through Sheldrake Group Inc. O/A Sheldrake Group, a licensed life insurance agency in Ontario.

Sheldrake Group Inc. O/A Sheldrake Group is licensed to transact insurance in Ontario only. Nothing on this website is directed at, or intended for, residents of any other jurisdiction.

Insurance relationships and disclosure

Before any insurance recommendation or transaction, clients receive the disclosures required regarding the insurers and product providers represented by the licensed agent and any actual or potential conflicts of interest relevant to the recommendation.

Complaints

Questions or concerns about insurance services may be directed first to Sheldrake Group at info@sheldrakegroup.com. Information about insurance complaints and consumer rights is also available from the Financial Services Regulatory Authority of Ontario.

General information only

The content of this website is provided for general informational and educational purposes only. It does not constitute insurance, financial, tax, accounting, legal, or investment advice, and it does not take into account your individual circumstances, objectives, or needs.

Nothing on this website constitutes an offer or solicitation for the sale of any insurance product or security, nor a recommendation of any specific product or strategy. Any strategies referred to have conditions, trade-offs, and consequences that depend entirely on individual circumstances, and the tax and insurance rules referenced are subject to change. You should consult your own qualified accountant, lawyer, and licensed advisor before acting on anything described here.

No advisory relationship

Using this website, or contacting Sheldrake Group through it, does not create an advisor-client or any other professional relationship. Such a relationship is established only through a separate, express engagement.

Third-party links

This website may contain links to third-party websites provided for convenience. Sheldrake Group does not control and is not responsible for the content, accuracy, or privacy practices of any third-party site.

Contact

Questions about this page may be directed to info@sheldrakegroup.com.

Last updated: August 2026